Sussex Group Insurance Scheme

Sussex Group Insurance Scheme

Following a competitive Tender, the Trustees have appointed Philip Williams and Company to manage the Sussex Police Group Insurance Scheme commencing 1^st April 2024.

Included in the Sussex Group Insurance Scheme membership is: -

• £140,000 Life Insurance
• £10,000 Critical Illness
• £2500 Child Critical Illness
• Legal Insurance
• Worldwide Travel Insurance
• GP24
• Mobile Phone Insurance
• Reg 28 Sick pay (Half/Nil pay) benefit
• Motor Breakdown Cover

and more!

Please see the Scheme Benefits Booklet for further details.

FAQ

1. How do I join the Group Insurance Scheme?
2. I am Police Staff; can I join the Group Insurance Scheme?
3. I am a Special Constable; can I join the Group Insurance Scheme?
4. I have been turned down for the Group Insurance Scheme, what can I do?
5. Can my partner join the Group Insurance Scheme?
6. How do I change my beneficiary?
7. Where can I find the Travel Insurance Policy?
8. Where can I find the Motor Breakdown Cover Policy?
9. I am taking a career break, can I continue with my Group Insurance Scheme subscription?
10. I am going on maternity / paternity / adoption leave, can I continue with the Group Insurance Scheme?
11. I am retiring under the Officer retention scheme, which is the best Group Insurance Scheme for me to move to?
12. I am on long term sick leave and am due to fall into half pay, can I claim on the Group Insurance Scheme?

1. How do I join the Group Insurance Scheme?

To join the Group Insurance Scheme, please follow this link and register. Once registered, log in and complete an application form.

2. I am Police Staff; can I join the Group Insurance Scheme?

Yes! Please follow this link and register. Once registered, log in and complete an application form.

3. I am a Special Constable; can I join the Group Insurance Scheme?

Yes! Please follow this link and register. Once registered, log in and complete an application form.

4. I have been turned down for the Group Insurance Scheme, what can I do?

If you have been turned down for the Group Insurance Scheme, you can still apply for our CORE scheme. The CORE scheme includes all the usual benefits excluding Life assurance and critical illness. Please contact admin@sussex.polfed.org for an application form.

5. Can my partner join the Group Insurance Scheme?

Yes! If you are already a member of the Group Insurance Scheme and would like to amend your subscription to include your partner, please click this link to register (if you haven’t already done so). Once registered, you can log into your account and submit an application form. The same applies if you are a new member.

6. How do I change my beneficiary?

Officer only - Please fill out this form and send to admin@sussex.police.org

Officer and partner - Please fill out this form and send to admin@sussex.police.org

7. Where can I find the Travel Insurance Policy?

You can find the Travel Insurance Policy here.

8. Where can I find the Motor Breakdown Cover Policy?

You can find the Motor Breakdown Cover Policy here.

9. I am taking a career break; can I continue with my Group Insurance Scheme subscription?

Yes! HR will notify us of your career break and our admin team will send out a letter with all the information you need in order to continue your Group Insurance Scheme subscription. Please note, in order to continue with your GIS subscription, you will also need to continue your Federation membership. Whilst on a career break, you can continue your subscription for a maximum of 12 months before you must reapply and go through the underwriting process.

10. I am going on maternity / paternity / adoption leave, can I continue with the Group Insurance Scheme?
Yes! HR will notify us of your maternity / paternity / adoption leave and our admin team will send out a letter with all the information you need in order to continue your Group Insurance Scheme subscription. Please note, in order to continue with your GIS subscription, you will also need to continue your Federation membership.

11. I am retiring but returning as Police Staff, which is the best Group Insurance Scheme for me to move to?

As Police Staff are now able to join the Group Insurance Scheme, we recommend moving to a Police Staff subscription type rather than the Retired member subscription. Please contact admin@sussex.polfed.org for further information.

12. I am on long term sick leave and am due to fall into half pay, can I claim on the Group Insurance Scheme?

If a member of the Group Insurance Scheme suffers a pay cut under regulations or terms of employment, they are entitled to claim for 20% of gross salary if they fall into half pay (for up to 26 weeks), and 40% of gross salary if they fall into nil pay (for up to 26 weeks). The benefit ceases on return to work or if the member retires, resigns, is discharged from the police service, or fails to pay the monthly scheme subscription. In addition, the benefit shall not be payable if the member has been offered reasonable adjusted duties with a return to full pay and has declined such duties without reasonable cause. Please contact admin@sussex.polfed.org