Group Insurance Scheme

What is the Group Insurance Scheme (GRINS)?

The GRINS is a personal protection insurance scheme for police staff and their partners. The cover provided has been specifically tailored to meet the needs of those working in a policing environment.

The scheme provides a variety of insurance covers for a single monthly premium. For new police recruits, it is free to join for the first year of service.

Scheme benefits

The GRINS offers a wide range of member benefits which include:

• Life insurance, for you and your partner
• Critical illness benefits for you, and your partner and family for an additional subscription
• Family travel policy
• Legal expenses
• Dental injury and emergency treatment
• UK motor breakdown
• Mobile phone repair and replacement for you and your partner
• Discounted rates of BUPA Healthcare Scheme membership
• GP24
• WellFed

Bespoke scheme

The scheme is provided in partnership with Philip Williams and Company, a family owned, Cheshire-based insurance broker specialising in providing tailored insurance schemes for groups and organisations.

The company, established in 1975, provides bespoke schemes for around half of the UK’s police personnel and other groups such as Toyota, the Educational Institute of Scotland, the Scottish Secondary Teachers’ Association and the Fire Officers’ Association.

More than Police Federation branches entrust Philip Williams & Company to run their Group Insurance Schemes, something it has been doing since 1984.

A privately owned business, it has a flexible “Can do, will do” culture.

Terms and conditions apply.

View the scheme documents