Financial wellbeing

Almost half of the Hertfordshire officers who responded to the national Police Federation pay and morale survey in 2019 said they worried about the state of their personal finances daily or almost daily.

In addition to the 47 per cent of respondents concerned about money, more than two thirds (68 per cent) said they felt they were worse off financially than they were five years ago and more than three quarters (77 per cent) said they were dissatisfied with their overall remuneration including basic pay and allowances.

The survey also revealed 91 per cent of officers did not feel fairly paid for the stresses and strains of the job and 73 per cent did not feel fairly paid for the hazards they faced.

A total of 12 per cent said they never or almost never had enough money to cover all their essentials.

The Police Federation of England and Wales continues to demand that the Government pays police officers fairly, recognising the difficult, and often dangerous, job they do.

However, it is also seeking to offer practical advice and support on all areas of finance, from debt to savings. Through its wider campaign on all aspects of financial wellbeing, Hear 'Man Up', Think 'Man Down', it has partnered with Police Mutual to produce regular 'Let's talk money' guides, to help officers manage their finances 

Issue 1: Let's talk... debt