Retired members

Retired members can access the following cover:

• Life Assurance @ £55,000.00 under 65 and £10,000 for 65 to 70-year-olds
• Best Doctors Service - family cover
• Worldwide annual multi-trip travel insurance - family cover
• Legal expenses insurance - family cover
• RAC Motor Breakdown Assistance - member and partner
• Home Emergency assistance – member only
• Mobile phone and gadget insurance - member and partner.

Monthly premiums are*: £40.16 single cover and £47.61 joint cover under 65 then £40.53 single cover and £47.35 for 65 to 70-year-olds.

*The premium includes Insurance Premium Tax (IPT) and the Federation’s administration fee.

At 70 years of age Please note cover is significantly reduced as it no longer covers Life insurance or Travel and you automatically transfer over to the 70+ scheme: Click here for details 

Please remember to keep your beneficiary details up to date by using this form.

Scheme documents

Scheme booklet

Best Doctors

Best Doctors Member Pack

Best Doctors Leaflet

GP Care on Demand

Leaflet 

Virtual Physio Cover

Leaflet 

Home Emergency

Home Emergency

Legal assistance policy

Legal Assistance 

Mobile phone and gadget cover

Policy details

Key Facts

RAC

RAC booklet

RAC key Facts 

Travel

Travel policy 2025/2026