Group insurance update from our providers concerning travel and COVID-19

2 March 2020

Based on Foreign Commonwealth Office (FCO) guidelines if a member does travel and contracts coronavirus they would be covered, subject to policy terms and condition.

Should the FCO advice change prior to departure date and subsequently advises against ALL travel then clearly the member cannot go and the policy would be triggered to indemnify the member for losses not covered by any other policies, to which have been usefully checked.

If during the trip the FCO advice changes and the member is compelled to return (evacuate) then the policy will operate.

If a member decides to cancel out of personal choice prior to the FCO deeming the destination unsafe to travel then the policy would not cover any losses in this circumstance.