Reflect Financial

Helping you plan today for a future of financial wellbeing

Welcome to Reflect Financial, a financial services practice with a specialist team catering for the needs of serving and retired senior police officers across the UK.

Our team has more than three decades of experience within the financial services sector.  The team comprises of financial advisers Philip Pearson, Adam Norris and Tom Hoban, as well as Tim Jackson QPM, retired chief superintendent and former national secretary of the Police Superintendents’ Association.

Reflect offers members no obligation seminars covering key topics including:

• Managing your finances (fundamentals of financial planning)
• Developing a financial plan including investment strategy and risk
• Wills* and estate planning with input from specialist solicitors
• Preparing for retirement and non-financial planning considerations
• Personal taxation (maximising tax-efficiency)
• Understanding the Police Pension Schemes, the remedy and pension-related taxation matters - how and when to optimise your pension.

The seminars are intended primarily for those members who are within two years of retirement but members with 25 years or more service are also welcome to attend.

Refreshments and a buffet lunch will be provided at each seminar.

* The writing of a will involves the referral to a service that is separate and distinct from those offered by St James’s Place. Wills and Powers of Attorney are not regulated by the Financial Conduct Authority.

Contact the Reflect Financial police team by email.

Pre-retirement seminar 2025 programme

The seminars will run from 9.15am to 4.30pm and will take place at the offices of Derbyshire Police Federation in Clay Cross on the following dates:

• 4 February
• 2 July
• 8 October.

Find out more.

To register for an upcoming seminar, please email Kirsty Bunn.

The value of an investment with St James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Reflect Financial Limited is an Appointed Representative of, and represents only, St James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group's wealth management products and services, more details of which are set out on the group’s website.

SJP Approved 2/1/2024