90 days from today is Thu, 05 March 2026
Financial Advice
Please note – there maybe additional fees if you choose to use their services – please discuss with the advisor
A convenient place for coppers to save their coppers
Our aim is to build a community bank for the Police Family to regularly save, affordably borrow and increase financial education.
Keep your finances in check with our Member Account. No charges, no fuss! Exclusively for the police family, saving with us is as reassuring as a cuppa after a long shift. Here’s why you’ll love saving with us:
• Start saving from just £5 a month
• Change the amount you save at any time
• Withdraw anytime without penalties
Use the referral code WILTSHIREFED online, and we'll credit £10 to your savings account as a thank you for joining.
Once you’re a member of No1 CopperPot Credit Union you are welcome to apply for loans and mortgages. Whether you’re looking to finance your new car or need help when your boiler unexpectedly breaks down, our Member Loan could help you. Or you may want to consider ways to readjust your existing debts and read more about our Consolidation Loan.
Visit our website to read more: www.no1copperpot.com
Missed loan repayments could have a negative impact on your credit file.
All loans are subject to affordability and our lending criteria.
Mark Burge – Independent Fee Free Whole of Market Mortgage Advice Clinic
- Advice on the right mortgage for you as a first-time buyer or home mover
- Advice on remortgaging
- Advice on buy-to-let mortgages - if you're investing in property
- Advice on releasing capital - so you can renovate your home
Mark has previously worked with Wiltshire Police with Police Mutual & Tenet Mortgage solutions, He has over 12 years’ experience
Providing mortgage & insurance advice to Police members.
Telephone Mortgage Clinics - Appointments available – 10am – 3pm on:
- 8th July & 22nd July
- 12th August & 28th August
- 11th September & 25th September
- 7th October & 28th October
- 11th November & 27th November
- 9th December
Telephone or Face to Face appointments are also available outside of clinic dates
To book please contact Mark on: 07798890349 or mark.burge@soundmortgages.co.uk
Police Mortgages is delighted to partner with Wiltshire Police Federation to deliver exceptional, tailored mortgage solutions just for you.
As one of the UK’s foremost mortgage specialists for police officers, staff, and their families, we’re dedicated to making your homeownership journey simple, rewarding, and stress-free.
With access to over 110 lenders—including every major UK high street bank, we will search around 12,000 mortgage products to secure the most competitive and suitable deal for your needs.
Best of all, our service is entirely FEE FREE.
So if you are a first-time buyer seeking a mortgage, looking for a renewal, thinking of moving house and wondering what size mortgage you could achieve, or indeed just need advice on anything relating to mortgages, please make contact with us.
Our advisers are available to you when you need them, and booking a consultation is easy—just click this link https://calendly.com/police-mortgages/wiltshire-police-federation-mortgage-appointment
Or scan the QR code above to get started on your journey to the ideal mortgage.
For more information on Police Mortgages please visit us at https://police-mortgages.co.uk
MORTGAGE & INSURANCE ADVICE SURGERY
Introducing Blue Light Mortgages
If you are thinking of buying your first home, moving house, looking to re-mortgage and set up or review your personal protection (life, critical illness and income protection) why not book a free one to one session with an experienced Mortgage & Protection Adviser from Blue Light Mortgages. Open to all Wiltshire Police Employees.
Matt Lindsey created Blue Light Mortgages as a way to combine his 17 years career in the Police with his current role as mortgage and protection expert. The company believes in a personal touch and takes pride in the relationships they build with their clients. They provide Fee Free bespoke solutions tailored to the needs of blue light workers and are whole of the market advisers. As part of their service they offer a free protection and insurance review where they will provide honest advice on how best to protect yourself and loved ones should the worst happen.
To book an appointment on a date/time to suit you click on the link below:
https://calendly.com/m-lindsey-ambershield/mortgage-appointment
More information about their services can be found at:
Home (bluelightmortgages.co.uk)
Serve and Protect CU (Formally Police Credit Union) are passionate about improving the financial resilience of those who serve and protect the nation.
We are here to help you save and there if you need to borrow throughout your career.
We are proud to serve over 42,000 members including Police Officers, Staff and their family members – helping you to save, but also there if you need to borrow throughout their career – with flexible repayments straight from your salary. As a not-for-profit financial cooperative, we are owned by and run for our members – offering an ethical alternative to other financial providers.
Here to help you save.
- Join today for free
- Save a minimum of £10 per month (maximum £1,000 per month)
- Repayments straight from your salary (or direct debit)
- Withdraw at any time – online or via our mobile app
- 1.75% dividend paid on savings (Financial year 2021-22)
- Life cover at no extra cost
There if you need to borrow.
- Affordable loans of up to £25,000
- Repayments straight from your salary
- No early repayment penalties
- Interest calculated on the reducing balance
- Life cover at no extra cost
Join today or learn more at: www.serveandprotectcu.co.uk
Free Advice Webinair Events - Serve and Protect Credit Union Events | Eventbrite
Police Friendly is offering Members a range of simple, trusted savings and protection options – tailored to the realities of police life. Police Friendly is a not-for-profit provider that has been operating for the benefit of members and the wider UK Police Family since 1893.
Straightforward savings and support – with rewards
- Save tax-free for you or your children with a Monthly Savings or Junior ISA. Save from just £30/month.
- Save tax-free for your first home or future with a Lifetime ISA*
Aimed at first-time buyers and future planners aged 18–39. Save from £50/month with up to £1,000 government bonus each year. - Build a nest egg with a 10 Year Savings Plan
Start from £25/month. Tax-efficient savings with rolling options available where you can start a new plan every year and benefit from a pay out every year (after the first 10 years).
Explore Police Friendly Products at policefriendly.org.uk/products
What to do if you’re worried about your finances
At PayPlan we understand how important it is for Police officers and staff to have the correct debt advice and solutions to resolve debt problems. PayPlan was first set up as a dedicated debt advice service for the Police, working directly with Federations to ensure Police officers can meet the necessary vetting requirements either to enter into the force or indeed to remain within it. Back in 1992 we were known as Federated Credit and worked only to support the Police. Today we offer FREE and confidential help to anyone who needs it within the UK, and currently support 4500 new clients each and every month.
Today we still work very closely with the police directly but also via our partnerships with Police Mutual and Unison (PayPlan run Unison Debtline).
In todays economic climate we know its more important now than ever to ensure we are providing each Police Federation bespoke support and to ensure you have a wide range of resources available to enable an officer or staff member to ability to reach out for help confidentially and safely.
Free debt advice with PayPlan
Call 0800 072 1206 or get debt advice online at: www.payplan.com/police
Should you or any family members require a quote for:
- Car Insurance
- Home Insurance
- Motorcycle Insurance
- Landlord Insurance
Either now or in the future.
Please use the QR code or click on this link https://www.howdeninsurance.co.uk/police-insure-contact-card-stephen-davenport/
and fill out the contact form.
🛡️ Expert Mortgage & Protection Support for the Police Family
At Rokform Finance, we understand the unique financial challenges faced by police officers and their families. From unpredictable shift patterns to complex income structures, group schemes, computation, and pension arrangements, we’re here to help you navigate the process with clarity and confidence—right through to retirement age.
👮 Key Worker Expertise - Our advisors have over 17 years’ experience working with the police, recommending bespoke mortgage solutions tailored to individual needs. Among our team is Kelly Flanagan, formerly of Forces Mutual and Police Mutual, bringing specialist insight and expertise. We understand the realities of your role. We tailor our advice to suit your specific circumstances—no matter how complex.
🏡 Whole-of-Market Access - We search across hundreds of mortgage products—including many not available on the high street—to find the most suitable deal for you.
🤝 Personalised Support - No call centres. No scripts. Just real, one-on-one guidance from dedicated brokers who genuinely care about helping you secure your home.
❤️ Protection That Cares - We also offer expert advice on critical illness and life cover—so you can be confident your loved ones are looked after, no matter what life brings.
✅ Trusted & Transparent - We’re proud to be highly rated for our honest advice and commitment to doing what’s right for our clients. With us, you’ll always know where you stand.
Get in touch with us today:
☎️ 0117 287 0369
Dear Colleague
8 out of 10 Wiltshire Police Federation members who have had their tax affairs checked by a tax expert have found they were paying too much tax! If you have not had your checked yet, it is worth reading on…
Over 423 members have had their tax professionally checked using the tax review service we’ve offered since 2023, with 338 (that’s 80%) discovered errors in their tax. That’s led to your colleagues recovering an averaged refund of £210.76 each from HMRC and in many cases, seeing an increase in the monthly net pay.
In response to feedback from Police Federation members and their wider client base, The Tax Refund Company, who provide the tax review on our behalf, has launched CheckMyTax, offering the same trusted service but now with flexible service options that mean you can keep 100% of any refund HMRC owes you.
The experts at CheckMyTax will carefully examine your tax code, allowances, and deductions. You will receive a report showing what’s been checked and if anything is wrong, the completed HMRC paperwork you need, together with full instructions showing you how to get all your money back off HMRC and an increase in your net pay every month (where applicable).
Why Do You Need a Tax Review?
- 8 in 10 Officers have found errors on their tax file causing them to pay too much tax
- Tax is complicated: With more than 21,000 pages in the PAYE tax code guide, mistakes happen.
- Wiltshire Constabulary do not check your tax for you – it is up to you to do it yourself
- Peace of mind - even if you’re not owed money, you’ll know you’re being paid correctly
Why We Recommend CheckMyTax?
- Used by over 34 Police Federation Branches nationally
- Helped Police Federation Members recover £3.8m from HMRC
- Comprehensive checks: Every detail is reviewed — not just the obvious areas
- Unique service – no other tax specialist in Britain offers the same service
To see if you could be paying too much tax and would benefit from an expert checking your tax, click here to take their quick 60 second review.
Any Questions?
Visit their FAQ page or call CheckMyTax on 0161 968 7300
As this is a revised service the Federation would appreciate any feedback positive or negative regarding this process. This enables us to review whether we continue to advertise.
Key Info
Quick links to information on the national Police Federation website
© Copyright 2019 Wiltshire Police Federation All rights reserved.