Savings & Loans

A convenient place for coppers to save their coppers
We’re a not-for-profit financial co-operative, created by the police, for the police. Our aim is to help members save regularly, borrow affordably, and to support their financial wellbeing.  
Keep your finances in check with our Member Account. No charges, no fuss. Saving with us is as reassuring as a cuppa after a long shift.  
You can:
• Start saving from just £5 a month 
• Enjoy easy access to your money whenever you need it  

For the financial year 2024–2025, we paid a 4% dividend on all Member Accounts, reflecting our belief that success should be shared, after all, they are not our profits, they are yours. As a No1 CopperPot member, you can also apply for our range of loans and mortgages. Whether you’re looking for a new car, need to cover unexpected home repairs, or want support in managing existing borrowing, we’re here to help.

Visit our website to find out more. 

Missed loan repayments could have a negative impact on your credit file.  
All loans are subject to affordability and our lending criteria.
Your eligible deposits with No1 CopperPot Credit Union are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. For further information refer to the FSCS website at www.fscs.org.uk.

Financial Services Compensation Scheme | FSCS

FSCS protects customers when authorised financial services firms fail. You could be entitled to compensation of up to £120,000 and our service is free.

Serve and Protect CU (Formally Police Credit Union) are passionate about improving the financial resilience of those who serve and protect the nation.

We are here to help you save and there if you need to borrow throughout your career.

We are proud to serve over 42,000 members including Police Officers, Staff and their family members – helping you to save, but also there if you need to borrow throughout their career – with flexible repayments straight from your salary. As a not-for-profit financial cooperative, we are owned by and run for our members – offering an ethical alternative to other financial providers.

Here to help you save.

• Join today for free
• Save a minimum of £10 per month (maximum £1,000 per month)
• Repayments straight from your salary (or direct debit)
• Withdraw at any time – online or via our mobile app
• 1.75% dividend paid on savings (Financial year 2021-22)
• Life cover at no extra cost

There if you need to borrow.

• Affordable loans of up to £25,000
• Repayments straight from your salary
• No early repayment penalties
• Interest calculated on the reducing balance
• Life cover at no extra cost

Join today or learn more at: www.serveandprotectcu.co.uk

Free Advice Webinair Events - Serve and Protect Credit Union Events | Eventbrite

S&P Savings & Loans Leaflet

Police Friendly is offering Members a range of simple, trusted savings and protection options – tailored to the realities of police life. Police Friendly is a not-for-profit provider that has been operating for the benefit of members and the wider UK Police Family since 1893.

 Straightforward savings and support – with rewards

• Save tax-free for you or your children with a Monthly Savings or Junior ISA. Save from just £30/month.
  
  
• Save tax-free for your first home or future with a Lifetime ISA*
  Aimed at first-time buyers and future planners aged 18–39. Save from £50/month with up to £1,000 government bonus each year.
  
  
• Build a nest egg with a 10 Year Savings Plan
  Start from £25/month. Tax-efficient savings with rolling options available where you can start a new plan every year and benefit from a pay out every year (after the first 10 years).

Explore Police Friendly Products at policefriendly.org.uk/products