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A convenient place for coppers to save their coppers
We’re a not-for-profit financial co-operative, created by the police, for the police. Our aim is to help members save regularly, borrow affordably, and to support their financial wellbeing.
Keep your finances in check with our Member Account. No charges, no fuss. Saving with us is as reassuring as a cuppa after a long shift.
You can:
• Start saving from just £5 a month
• Save directly through payroll
• Enjoy easy access to your money whenever you need it

For the financial year 2024–2025, we paid a 4% dividend on all Member Accounts, reflecting our belief that success should be shared, after all, they are not our profits, they are yours. As a No1 CopperPot member, you can also apply for our range of loans and mortgages. Whether you’re looking for a new car, need to cover unexpected home repairs, or want support in managing existing borrowing, we’re here to help.

Missed loan repayments could have a negative impact on your credit file.
All loans are subject to affordability and our lending criteria.
Your eligible deposits with No1 CopperPot Credit Union are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. For further information refer to the FSCS website at www.fscs.org.uk

Financial Services Compensation Scheme | FSCS
FSCS protects customers when authorised financial services firms fail. You could be entitled to compensation of up to £120,000 and our service is free.

Five-Year Regular Saver - ends 31st August 2026:

No1 Copperpot's Five-Year Regular Saver is back! This much loved account has returned for a limited time, giving you the opportunity to build a savings pot for the future, one monthly payment at a time. The deadline for applications is the 31st August 2026. For more information, please click the link here 

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Serve and Protect are a free employee benefit available to Police Officers, Staff and their family members – helping them to save, but also there if they need to borrow throughout their career – with flexible repayments straight from their salary.

As a not-for-profit financial cooperative, they are owned by and run for our members – offering an ethical alternative to other financial providers.

• Save a minimum of £10 per month
• Deductions straight from your salary
• Change your saving deduction or deposit lump sums at any time
• Withdraw at any time – online or via our mobile app
• Earn a return on your savings in the form of an annual dividend
• Life cover at no extra cost

There if you need to borrow:
• Affordable loans of up to £25,000
• Repayments straight from your salary
• No early repayment penalties
• Interest calculated on the reducing balance
• Life cover at no extra cost

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Police Federation Poster

Client Leaflet

Telephone Appointment Poster

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Simple savings solutions for all of the UK Police Family

With more than 130 years of experience behind us, we know that policing is more than a job - it's a calling; it’s a lifestyle. That’s why Police Friendly offers not-for-profit financial services, operated for the benefit of the Members and the wider police family.

Whether you're starting your career or approaching retirement, we’re here for you.

• Specialist savings & investments to help you meet your financial goals
• Includes 5 and 10-year plans and tax-free ISAs
• Save from £20 per month
• Life protection shaped around the realities of Police life
• Financial education, support and advice

No matter where you serve, you can count on us.

12 Months Free Critical Illness Cover

Just started your policing career? Make sure you’re protected from day one.

We’ve partnered with Police Friendly – a trusted not-for-profit serving the UK Police Family since 1893 – to offer FREE Critical Illness Cover for new recruits.

If you’re under 35 and in your first year of service, you can benefit from:

✅ £25,000 lump sum if diagnosed with a specified critical illness
✅ £50,000 if it happens on duty
✅ 12 months’ cover at no cost

This is practical, no-fuss protection that fits the realities of police life.

Learn more: https://policefriendly.org.uk/products

Exclusive Financial Offers for the UK Police Family

We’re proud to partner with Police Friendly – a not-for-profit supporting the UK Police Family since 1893 – to provide trusted savings and protection options that reflect the realities of police life.

Available now:
💷 Tax-free Monthly, Lump Sum & Junior ISAs
🏠 Lifetime ISAs for first-time buyers (ages 18–39)
🐣 10 Year Savings Plans for future planning

🎁 Open a qualifying ISA and receive a £50 Amazon.co.uk Gift Card (or £25 with the 10-Year Plan)
❤️ Plus, £10 is donated to the Police Remembrance Trust for every ISA or 10-Year Plan opened.