90 days from today is Sat, 22 March 2025

West Midlands Police Federation

West Midlands Police Federation contact details

Group Insurance Scheme documents

If you are looking for Group Insurance Scheme documents for retired officers, police staff or Special Constables - please scroll down.

Serving officers 

Group Insurance Scheme booklet

Officer application form

Beneficiary nomination form

Late joiner application form

Partner late joiner application form

Partner application form*

*This form is applicable to partners who are joining at the same time as a student officer or who are joining within three months of either marrying or qualifying** as a serving officer's partner, whichever occurs first.

In all other circumstances the Partner late joiner application form applies.

**Definition of partner - a partner is defined as your legal spouse or civil partner. If you are not married or you do not have a civil partner, a person who is co-habiting with you and has done so for at least six months prior to joining the scheme and is financially dependant or interdependent with you.

Cancelling membership

If you wish to terminate your membership, or stop paying subscriptions, you must give not less than one months’ notice to us in writing.

Best Doctors

Best Doctors

Best Doctors leaflet with inter-consultation

Case study David Best Doctors

Case study Liz Best Doctors

Case study Hannah Best Doctors

Care on Demand

Care on Demand information

Critical illness 

Critical illness policy document 2024

Additional critical illness cover

RED ARC leaflet

Mobile phone and gadget cover

Gadget policy

Gadget policy - important information

Legal cover 

Find out more

RAC

RAC policy April 2024

RAC winter driving tips

Reporting a breakdown digitally with Rescue Me

Tiered life cover

Tiered life application form

Tiered life partner application form

Personal accident and sickness cover

Personal accident and sickness policy schedule April 2024

Personal accident and sickness policy April 2024

Travel

Travel booklet

Travel schedule

Downloading the travel insurance app

Pre-existing medical conditions

This policy does not provide cover for claims arising from pre-existing medical conditions for:

1. Claims made under Section B – Medical and Other Expenses as a result of:

a. Your certification as unfit to travel by a medical practitioner;

b. Your travel for the purpose of receiving medical treatment, vaccination, medical check-up, care or advice, regardless of whether or not this is the sole or main purpose of the trip;

c. Your travel after receiving a terminal prognosis;

d. Your purchase of prescription medicines for a pre-existing medical condition; or

2. Claims made under Section C1.1 – Cancellation, Curtailment and Amendment as a result of:a. Your certification as unfit to travel by a medical practitioner;

b. Your inclusion on a waiting list the inpatient treatment;

c. Your travel for the purpose of receiving medical treatment, vaccination, medical check-up, care or advice, regardless of whether or not this is the sole or main purpose of the trip;

d. Your travel after receiving a terminal prognosis;

e. You, your close relative, your travelling companion or their close relative’s pre-existing medical condition which we determine could have reasonably been foreseen as likely to give rise to a claim; or

3. Claims made under Section G1.2b Winter Sports Injury and Illness as a result of:

a. An illness you were aware of prior to you travelling for the trip; or

b. Travelling against the advice of a medical practitioner.

Retired officers

Group Insurance Scheme booklet

Beneficiary Nomination Form

For details on Best Doctors, gadget and RAC see above under serving officers for documentation. There is no critical illness cover for retired officers).

Cancelling membership

If you wish to terminate your membership, or stop paying subscriptions, you must give not less than one month's notice to us in writing.

Care on Demand

Care on Demand information

Legal cover (as part of the Group Insurance Scheme for retired officers)

Find out more

Travel

Travel booklet

Travel schedule

Downloading the travel insurance app

Pre-existing medical conditions

This policy does not provide cover for claims arising from pre-existing medical conditions for:

1. Claims made under Section B – Medical and Other Expenses as a result of:

a. Your certification as unfit to travel by a medical practitioner;

b. Your travel for the purpose of receiving medical treatment, vaccination, medical check-up, care or advice, regardless of whether or not this is the sole or main purpose of the trip;

c. Your travel after receiving a terminal prognosis;

d. Your purchase of prescription medicines for a pre-existing medical condition; or

2. Claims made under Section C1.1 – Cancellation, Curtailment and Amendment as a result of:a. Your certification as unfit to travel by a medical practitioner;

b. Your inclusion on a waiting list the inpatient treatment;

c. Your travel for the purpose of receiving medical treatment, vaccination, medical check-up, care or advice, regardless of whether or not this is the sole or main purpose of the trip;

d. Your travel after receiving a terminal prognosis;

e. You, your close relative, your travelling companion or their close relative’s pre-existing medical condition which we determine could have reasonably been foreseen as likely to give rise to a claim; or

3. Claims made under Section G1.2b Winter Sports Injury and Illness as a result of:

a. An illness you were aware of prior to you travelling for the trip; or

b. Travelling against the advice of a medical practitioner.

Police staff

Group Insurance Scheme booklet

Police staff application form

Police staff (late joiner) application form

Police staff partner application form

Police staff beneficiary nomination form

Critical illness 

Critical illness policy document 2024

Legal

Police staff legal assistance policy April 2022

RAC

RAC policy April 2024

RAC IPID (effective from 1 April 2022)

RAC winter driving tips

Reporting a breakdown digitally with Rescue Me

Travel 

Travel booklet

Travel schedule

Downloading the travel insurance app

Pre-existing medical conditions

This policy does not provide cover for claims arising from pre-existing medical conditions for:

1. Claims made under Section B – Medical and Other Expenses as a result of:

a. Your certification as unfit to travel by a medical practitioner;

b. Your travel for the purpose of receiving medical treatment, vaccination, medical check-up, care or advice, regardless of whether or not this is the sole or main purpose of the trip;

c. Your travel after receiving a terminal prognosis;

d. Your purchase of prescription medicines for a pre-existing medical condition; or

2. Claims made under Section C1.1 – Cancellation, Curtailment and Amendment as a result of:a. Your certification as unfit to travel by a medical practitioner;

b. Your inclusion on a waiting list the inpatient treatment;

c. Your travel for the purpose of receiving medical treatment, vaccination, medical check-up, care or advice, regardless of whether or not this is the sole or main purpose of the trip;

d. Your travel after receiving a terminal prognosis;

e. You, your close relative, your travelling companion or their close relative’s pre-existing medical condition which we determine could have reasonably been foreseen as likely to give rise to a claim; or

3. Claims made under Section G1.2b Winter Sports Injury and Illness as a result of:

a. An illness you were aware of prior to you travelling for the trip; or

b. Travelling against the advice of a medical practitioner.

Special Constables

Special Constables can now join West Midlands Police Federation and also the Group Insurance Scheme.

Group Insurance Scheme booklet

Application form

For details on Best Doctors, gadget and RAC cover see above under serving officers for documentation.

RAC

RAC policy April 2024

RAC winter driving tips

Reporting a breakdown digitally with Rescue Me

Travel 

Travel booklet

Travel schedule

Downloading the travel insurance app

Privacy notice

George Burrows is a trading name of Arthur J. Gallagher Insurance Brokers Limited. We are the controller of any personal data you provide to us. We collect and process personal data in order to offer and provide insurance services and policies and to process claims. Personal data is also used for business purposes such as fraud prevention and detection, financial management, to generate risk modelling, conduct analytics including to advise, improve and develop our products and services and to comply with our legal and regulatory obligations. This may involve sharing information with, and obtaining information from, our group companies and third parties such as (re)insurers, other brokers, loss adjusters, credit reference agencies, service providers, professional advisors, our regulators or fraud prevention agencies.

We may record telephone calls to help us to monitor and improve the service we provide as well as for regulatory purposes.

Please see our Privacy Notice for further information on how your personal data is used, shared, disclosed and retained, your rights in relation to your personal data and how to contact our Data Protection Officer. Our Privacy Notice can be found at https://www.ajg.com/uk/privacy-policy/. From time to time we may make important updates to our Privacy Notice and these may in turn affect the way we use and handle your data. Please ensure you review our Privacy Notice periodically to ensure you are aware of any changes.

If you are providing us with personal data of another individual that would be covered under the insurance policy we may be placing or services we may provide to you, you shall ensure that you have obtained all appropriate consents, where required, tell them you are providing their information to us and show them a copy of this notice. You must not share personal data with us that is not necessary for us to offer, provide or administer services to you.