Travel insurance

Our worldwide travel insurance policy covers the member and their spouse, cohabiting partner and their dependent children/grandchildren under the age of 23 and living with them and in full-time education. This includes the period between their last day of education and the start of September when that academic year ends.

Benefits of cover

The policy provides annual cover for any number of trips in the 12-month period. Each trip is covered up to a maximum of 31 days, which can be extended to a maximum of 183 days by payment of an additional premium. Extensions must be arranged before you travel and full details of your travel plans must be given to George Burrows by phoning 01403 327719.

Cover includes trips in the United Kingdom, provided overnight accommodation has been booked and paid for.

Additional cover

On payment of an additional premium, cover can be arranged for friends and other family members under 18 years of age who are travelling with you.

Policy limits and exclusions may apply, please see the travel policy booklet for full terms and conditions.

Important information

Am I covered for pre-existing conditions under the Medical section of the travel insurance policy and do I need to declare these?

Pre-existing conditions do not need to be declared under this policy.

You are fully covered for any pre-existing conditions providing:

• You have not been declared unfit to travel
• You are not on a waiting list to receive inpatient treatment
• You are not travelling for the purpose of medical treatment
• You have not received a terminal prognosis.

Please also note:

• The purchase of prescription medicines for a pre-existing condition whilst abroad is not covered. It is therefore important you take a sufficient supply of prescription medicines with you when travelling.
• If an insured person or close relative has suffered a Pre-existing Medical Condition that You could have reasonably foreseen would have given rise to a claim, you may not be covered.

The above is confirmed on Page 10 of the full travel policy wording.

If you have any queries regarding pre-existing conditions, or if you believe any of the exclusions may be applicable to you and would like further guidance on this please, contact the George Burrows team on 01403 327719 who will happily assist with any questions.  

Your policy wording

Your policy wording is detailed in the travel policy. This is your contract of insurance and you must ensure that you have read and understood the terms and conditions and that the cover meets your needs. 

Advice before you travel

Aviva’s Travel Assistance Helpline can be contacted any time day or night on +44 (0)1243 621416 and will provide advice and information on:

• Visa and entry permits you may need

• Necessary vaccination and inoculation requirements and where they can be arranged

• What you should take with you in relation to first aid and health

• Currencies, travellers cheque and current exchange rates languages, time zones and details of countries you will be visiting. In addition, there is a wealth of information available on the Foreign & Commonwealth Office website which provides lots of advice for travelling including briefings for each country.