Critical Illness Scheme

The Norfolk Police Federation is pleased to announce that we have at last secured a Critical Illness Insurance scheme for our members. This scheme has been in place since 1st June 2016 and proved extremely popular. The scheme will provide a member with a tax free lump sum if they are diagnosed with one of the conditions covered, provided they survive for 14 days and meet the relevant criteria.

In summary, the scheme provider is Canada Life, cover is for 38 specified critical illnesses and you will be able to select cover in £10,000 units to a maximum of 5 times annual salary.

For example … an officer who is between 35yrs and 39 years electing for the minimum of £10,000 cover will pay just £1.99 per month which includes the Federation administration fee.

Cover for Partners is available too.

For the scheme Leaflet - click here

For the scheme terms & conditions please click here.

To read the Member Guide to the conditions covered under the Norfolk Police Federation Canada Life Group Critical Illness policy. Click here.

For details of the cover available with RedArc click here.

For details of the cover available with Medical Care Direct click here.

For a PDF application form please click here.

For a Word document application form please click here.

Critical Illness Statistics in the UK

Cancer – Cancer Research UK

1 in 2 people born after 1960 in the UK will be diagnosed with cancer at some in their life.

Over 352,000 new cases in 2013:

Male cancer incident circa 179,000, up 15% since late 1970’s

Female cancer incident circa 173,000, up 35% since late 1970’s

Most common cancers – Breast, Prostate, Lung and Bowel.

There have been large increases in the incidence of cancer strongly linked to lifestyle such as kidney, liver, skin, oral etc.

Heart Attack – British Heart Foundation

Over 188,000 people admitted to hospital each year.

7 out of 10 people survive a heart attack.

An estimated 915,000 in the UK have survived a heart attack.

Stroke – Stroke Association

Strokes occur approximately 152,000 times per year in the UK.

3 in 100 stroke survivors will go on to have a recurrent stroke or TIA (mini stroke).

1 in 8 strokes are fatal within the first 30 days.

Around 1.2 million people in the UK have survived a stroke.

Multiple Sclerosis – MS Society

Over 107,000 people with MS in the UK.

5,000 people are newly diagnosed each year.

One in every 600 people in the UK has MS and each week 100 people are diagnosed with MS.

Age range between 20 to 69 have the highest incidence of newly diagnosed MS cases each year.