Group Insurance
NEW 2026 SCHEME BENEFIT BOOKLET
Dyfed Powys Police Federation has for many years operated a Group Insurance Scheme (GIS) for its members. The scheme has been tailored to meet the needs of serving and retired police officers and is a highly competitive package when compared to other products available on the market. The scheme is provided by Phillip Williams Insurance.
The scheme is available to serving officers who are subscribing members of the Federation, and Police Staff are also invited to join the scheme. Retired officers and staff can remain in the Group Insurance Scheme providing they were members of the scheme prior to retirement.
Officers who are not paying members of the Federation are not able to join the GIS.
The current policy provides the following cover:
Life insurance
Critical illness cover (increased from £5,000 to £10,000)
Personal injury cover
Hospitalisation benefit
Unsociable hours payback when officer is off on sick
Sick pay benefit
Worldwide travel cover with SmartDelay - airport lounge access if your flight in delayed - more details in policy book
GP24 – unlimited 24/7 access to a UK based GP wherever you are in the world, PLUS, Virtual Physiotherapy service
Legal expenses
Motor breakdown
Mobile phone cover
Emergency dental treatment due to accident
Unrecovered criminal court compensation
Health Assured - mental health and bereavement support, plus WISDOM app to track your wellness and improve your mental health
Home Emergency Assistance - Emergency repairs to render your home safe and prevent further damage, further details in policy book.
For serving officers, the scheme subscription is £34.25 per month with an additional £12.00 per month for the optional cohabiting partner extension.
Upon retirement officers may elect to remain in the scheme and the scheme subscription is then £43.25 per month with an additional £9.30 per month for the optional cohabiting partner extension.
Top-ups available
| Additional life cover | £50,000 | £5.00 per month |
| Additional life cover | £100,000 | £8.00 per month |
| Additional critical illness cover | £25,000 | £9.00 per month |
| Additional critical illness cover | £50,000 | £15.00 per month |
See below for application forms and documentation. For further information, contact the Federation office 01267 220731
Useful telephone numbers:
| Motor breakdown cover | 01206 812703 or 01603 327180 | |
| Travel cover - policy number |
|
|
| 24hr Emergency Assistance - Travel | 0330 6600548 | |
| Non-emergency Travel claims | 0330 6600549 | |
| Legal expenses | 01483 954089 | |
| Mobile phone cover | 0344 4120982 | |
| Health Assured | 0800 3280003 | |
| GP24 | 0345 2223736 or overseas +44 345 2223736 | |
| Phillip Williams | 01925 604421 | |
| Federation office |
01267 220731 |
|
| Home Emergency Assistance |
0330 303 1195 |
You can access all documents online at https://www.philipwilliams.co.uk/
Once there, you should then navigate to the 'Group Schemes' section either on the top menu or the first section on the main page. You will then need to register for your specific scheme. This will only need to be done once, after which you will just need to login.
Policies:
Group Insurance benefits booklet - 2026 edition
Forms:
Supplementary top up application form
Spouse Beneficial Nomination form
Hot topics
Quick links to information
