26 April 2021
To book a place email ross.hume@pmas.co.uk
Police Officer Pensions
During this module, Police Mutual will provide an overview of the Occupational Pension Scheme including contributions, accrual, when you can retire, lump sum options and dependant’s pensions.
10th May 09.30 – 10.30
13th May 11.00 – 12.00
Police Staff Pensions
During this module, Police Mutual will help provide an overview of the local government pension scheme including contributions, accrual, when you can retire, lump sum options and dependant’s pensions.
10th May 15.30 – 16.30
12th May 09.30 – 10.30
Effective Cash Management
During this module, Police Mutual will help you understand your tax code and claiming allowances. There are hints and tips on saving money and budgeting as well as planning for future needs. This includes the short term (benefits of creating an emergency fund) and the medium term (things that might impact on your finances in the future), along with information on ways to save.
10th May 11.00 – 11.45
20th May 09.30 – 10.15
Understanding Borrowing and Credit
During this module, Police Mutual will help you to understand bills, borrowing and the financial assistance available due to Covid 19, prioritising debts and the support available, and managing your credit score.
12th May 11.00 – 11.45
Protection, Wills and Estate Planning
During this module, Police Mutual will help with a reminder of the benefits provided through Pension Schemes, Group Insurance and Staff Associations and the importance of keeping nominations up to date. An overview will also be provided on the Laws of Intestacy (dying without a will), Inheritance Tax, Lasting Power of Attorney and will writing options.
12th May 15.30 – 16.15
13th May 09.30 – 10.15
Re-mortgaging and Movers
During this module, Police Mutual will be covering Mortgage needs – re-mortgaging or moving home, what is a re-mortgage, pros and cons, things to consider? What is a home mover, options available, next steps, financial preparation, and credit profile. Application preparation, places you can get help from and financial wellbeing tools.
13th May 15.30 – 16.15
Mortgages for First Time Buyers
During this module, Police Mutual discusses renting & buying, exploring the differences between leasehold and freehold, the housing market, mortgage/banking terminology, key steps to buying, costs & fees, mortgage types, different ways to get on the property ladder, places you can get help from and financial wellbeing tools.
20th May 11.00 – 11.45