Police Mutual

The Healthcare Scheme is set up for members of the Police family to help with the cost of private medical treatment when you need it, in the event of an illness. It allows you access to treatment at a range of private UK hospitals and facilities and can reduce time spent waiting for diagnosis or necessary medical procedures. 

The Healthcare Scheme is a discretionary scheme financed by the subscriptions of the members and is not an insurance product. Whereas an insurance product has a set criteria for claims our discretionary scheme claims are assessed on a case by case basis in line with the scheme rules.

There are no medicals, just a friendly team to help you with you and your family’s healthcare.

The scheme currently provides cover for over 20,000 Police Officers, staff and their family members, with the following benefits:

• Up to £30,000 in-patient / day patients treatment per year
• The treatment year runs from 1 January to 31 December (for treatments that are covered by the scheme)
• High quality medical facilities
• Private rooms with en-suite facilities
• 24/7 GP Consultation Service, available to Healthcare members

Pre-existing conditions (in the five years prior to joining the scheme) cancer treatments, dental or emergency treatments and cosmetic surgery are not covered.

The healthcare scheme offers 4 levels of membership:

• Individual – member only
• Couple – member plus Spouse, Partner or Civil Partner (co-habiting)
• Single Parent Family – member plus any dependent children under the age of 18. The member pays for the first child (under 18) and any additional children are free. The child does not need to live with you, but you must have parental responsibility or legal guardianship.
• Family – member plus Spouse/Partner (co-habiting) and dependent children under the age of 18.

Contact us

Find out more about the Police Mutual Healthcare Scheme online, or calling us on 0345 606 9901.