Police Mortgages are one of the UK’s leading mortgage advice brands  specifically for serving & retired police officers, staff and their extended family. With access to over 90 different lenders, including all UK high street banks, we can compare around 12,000 mortgage products to ensure you’re getting the most suitable mortgage deal.

 

Our team has specialists in shared ownership, adverse credit and complex cases, so you’re in safe hands. Our service is also completely FEE FREE as we get paid by the mortgage lenders directly.

 

Fiona Ratcliffe is our Police Mortgages local advisor and will be holding a virtual mortgage clinic on Tuesday 4th March 2025.

 

To book your free appointment email fiona.ratcliffe@themortgagehut.net or call 02380 980304. You can also book a video or telephone call here.

 

 

   

We proudly serve those who serve our community

 

Improving the lives of the Police family is what Police Mutual are all about.  The company has been able to put in place a wide range of initiatives, services, and support to make a positive difference to the lives of serving and retired Police Officers and Staff.

We offer a range of products and services that are only available to Police Officers, Staff, their families, and the wider Police family. So whether you’re interested in saving for a rainy day, or want quality insurance cover – we’re here for you.

You can find out more by visiting www.policemutual.co.uk

Police Mutual is a trading name of PMGI Limited (PMGI) and PMHC Limited (PMHC).  PMGI is authorised and regulated by the Financial Conduct Authority. The firm is on the Financial Services Register, registration number, 114942. PMHC provides the Police Mutual Healthcare Scheme. The Police Mutual Healthcare Scheme is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority. All companies above are registered in England and Wales. PMGI number 1073408 and PMHC number 03018474. Registered office: Brookfield Court, Selby Road, Leeds, LS25 1NB.

Police Mutual Healthcare Scheme

The Healthcare Scheme is a discretionary scheme set up for members of the Police family to help with the cost of private medical treatment when you need it, in the event of an illness. It allows you access to treatment at a range of private UK hospitals and facilities including those provided by Nuffield, Spire and Circle Health Group, and can reduce time spent waiting for diagnosis or necessary medical procedures.

Receive a 50% discount off the main members subscriptions for the first 12 months*

*T&Cs apply. Available to UK residents aged 18 to 65. You must be eligible for Police Mutual products. The offer is only open to customers who are new members of the PMHC scheme and who have not benefitted from a PMHC offer previously. For full details or to apply visit click here

 

Healthcare is a discretionary scheme and is not an insurance product. This product is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority and therefore is not covered by the Financial Ombudsman Service or the Financial Services Compensation Scheme.

PHMC Limited, trading as Police Mutual, is registered in England and Wales No. 03018474. Registered office: 80 Fenchurch Street, London, EC3M 4BY.

Police Mutual is a trading style of The Royal London Mutual Insurance Society Limited (RLMIS), PMGI Limited (PMGI) and PMHC Limited (PMHC).  RLMIS is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. PMGI is authorised and regulated by the Financial Conduct Authority. The firm is on the Financial Services Register, registration number 114942. PMHC provides the Police Mutual healthcare scheme. The Police Mutual healthcare scheme is not regulated by the Financial Conduct Authority. All companies are registered in England and Wales. RLMIS number 99064; PMGI number 073408 and PMHC number 03018474. Registered office: 55 Gracechurch Street, London, EC3V 0RL.

 

 

 

 

Call 01636 558 885 and enquires with our friendly team today.

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To make an appointment with a Family Law Solicitor at Lund Bennett please contact the Federation office 01772 584556 or email lancashire@polfed.org

We offer monthly in person surgeries at the Federation Office.  As well as Teams appointments or telephone call appointment at any time.  Whichever is most convenient for you.

Federation Office

26^th February

19^th March

9^th April

21^st May

18^th June

23^rd July

20^th August

17^th September

15^th October

19^th November

10^th December

 

Click here for No-fault divorce explained PDF

Family law 

Our family law team have specialist expertise in assisting Police Federation members and have undergone an intense training programme ensuring they are fully equipped to advice on every aspect of police culture, pay, pensions and shift pattern essential to ensure the best results for their clients. 

We provide access to some of the country’s best family lawyers and offer Police Federation members and police personnel a free initial appointment at a time and venue that is convenient, and discounted rates. 

Our family law services include: 

• Police pensions on divorce 

• Divorce 

• Financial disputes upon divorce 

• Disputes concerning children 

• Civil partnership 

• Cohabitation issues and unmarried property disputes 

• Pre and post-nuptial agreements 

• Injunctions. 

Meet your representatives 

Jenniffer Brunt  

Jenniffer.brunt@slatergordon.uk  

Clinic dates for family law advice

5^th March 2025

2^nd April 2025

7^th May 2025

4^th June 2025

2 July 2025

6 August 2025

3 September 2025

1 October 2025

5 November 2025

3 December 2025.

 

Legal advice for Police Federation members 

Slater and Gordon have supported the Police Federation for over six decades and provide a suite of tailored legal services to officers both on and off-duty. We are specialists in Police Federation legal advice and understand the intricacies of police work so when you need us, we are here to help. 

Employment law 

Our specialist employment team have an in-depth knowledge of police work and when issues arise, we work with your federation to ensure that the rights of police officers are protected.  

We advise police officers on all areas of employment including: 

• All aspects of police regulations 

• Discrimination and equality issues 

• Pension disputes 

• Working time issues 

• Whistleblowing 

• Bullying and harassment 

• Medical retirement 

• Attendance and performance 

Meet your representative 

Peter Byrne - Head of Employment 

0330 995 6805 

peter.byrne@slatergordon.uk 

 

Personal Injury law 

Accidents happen, especially in police work. Whether you have suffered an injury on or off duty, you need to know what your rights are and where to turn to, so you get the compensation you deserve. Our specialists offer support with:  

• Road traffic accidents (either on or off duty) 

• Fatal accident claims 

• Defective equipment 

• Accidents in the workplace 

• Training accidents 

• Public liability claims 

• Accidents on other premises 

• Animal handling incidents 

• Occupational deafness 

• Employer liability claims including stress 

 

Meet your representative 

Matt Tomlinson - Head of Serious Injury - North 

0800 884 0101 

matthew.c.tomlinson@slatergordon.uk 

 

 

Wills, trusts and estates 

Our team of specialist lawyers will take the time to understand your needs and suggest innovative, tailored solutions to safeguard your assets. We can advise in all areas of wills, trusts and probate including: 

• Trusts 

• Wills 

• Inheritance tax planning 

• Domicile issues 

• Care home fee planning 

• Lasting powers of attorney 

• Probate and estate administration 

 

We offer 100% discounted wills for Police Federation members using a web-based facility, so you can make your own will online via the Slater and Gordon website. On the site you will find a basic, straightforward will that you can complete online. Simply fill in the online questionnaire, print out your will and have it witnessed. With an RRP of £42.00 (single) or £84.00 (pair) we are pleased to offer a 100% discount for police federation members.  

 

Meet your representative 

Rachael Gooding - Senior Associate 

0330 99 55 122 

rachael.gooding@slatergordon.uk 

 

 

Medical negligence 

Medical negligence occurs when a medical professional fails in their duty of care to a patient and provides treatment that falls below an acceptable standard. This substandard care then causes either an injury, an illness, the worsening of an existing health condition or even death. 

If you have suffered an injury or illness due to medical negligence, our industry leading solicitors are here to help.  

Our solicitors can offer advice about: 

• Amputation and loss of limb claims 

• Brain injury claims 

• Cancer claims 

• Cauda Equina claims 

• Cerebral Palsy claims 

• Orthopaedic claims 

• Spinal injuries 

• Sepsis claims 

• Surgical error claims 

 

Meet your representative   

Nicola Winslett - Senior Associate Solicitor and Clinical Support Team Manager 

0330 995 6823 

Nicola.Winslett@slatergordon.uk